Adult School Fall 2008 Classes
Financial & Real Estate

Prepare Your Home For Sale
Instructor: Connie Medeiros
Learn simple easy steps to prepare your home and reach a maximum sale price. Also learn about pre-listing inspections, what is market value, how to set a list price, how to negotiate, and some tax implications of selling your property. (1 class)

TUES 7:00 - 8:30 pm 9/16 PHS C2
Course #803350

Fee $19.00

Profit From Buying Distressed Properties, REOs, Foreclosures & Ugly Ducklings
Instructor: Andrew Smith
Each year in California there are tens of thousands of REOs (Real Estate Owned) properties available for purchase and estimates indicate this number will increase significantly next year. These properties often sell at a much lower price than the original loan. Qualification is easy for loans and low interest rates are often available. Low down payments can be had as well. A materials fee of $15 is payable to instructor at the first class. (2 classes)

Techniques covered:

  • Pre-forclosure purchasing
  • REOs with low down payments (as little as zero to three percent)
  • Neighborhoods with greatest home appreciation potential
  • How to buy new properties
  • How to flip Ugly Ducklings

T/TH 6:30 - 9:30 pm 9/16 - 9/18 PHS C1
Course #803310

Fee $39.00

Understand Basic Estate Planning
Instructor: Andrew Kern
We will discuss and clarify commonly-used estate planning terms such as probate, will, will substitutes, and trusts. Learn the differences between a will and a trust, and what may be best for your planning.

Important estate planning documents like a durable power of attorney and a health care directive will be examined. Find out if you need to worry about tax planning. We will also discuss the best legacy to leave your heirs, and how to get the most out of your IRA or other retirement plan. (1 class).

WED 7:00 - 9:00 pm 9/17 KJHS RM28
Course #803360

Fee $19.00

Retirement Money Matters
Instructor: Jim DeCota
This class is designed for either retirees or those within 5 to 10 years of retirement to learn how to achieve a stable, steady income so they continue to live comfortably or to live the retirement lifestyle they desire. (4 classes)

TUE 6:30 - 7:45 pm 9/9 - 9/30 PHS C4
Course #803330

Fee $39.00

IRA Mastery
Instructor: Bruce Haverkos
Learn how YOU can potentially extract hundreds of thousands out of your retirement plans (like a 401k, 403b, 457, etc.) with little to no tax!!! Did you know that it’s very common for someone with a $250,000 IRA/Retirement Plan to end up paying tax on over $1,000,000 of distributions? You may very well end up paying more tax on your IRA than you have in your retirement account right now. (1 class)

Here’s a sneak preview:

  • Why the IRS expects to collect an effective 100% tax rate on your IRA
  • Why Roth Conversion is usually a good idea, but hardly ever the best one
  • 5 Strategies designed to save you and your family hundreds of thousands in unnecessary taxation on your IRA

TUE 7:00 - 8:30 pm 9/23 PHS C1
Course #803320

Fee $19.00

TUE 7:00 - 8:30 pm 10/28 PHS C17
Course #803321

Fee $19.00

Start, Grow, and Exit a Business
Instructor: Gary Denekamp
An introduction to the reasons, issues, concerns, decision points, and processes associated with creating, operating, and exiting a business. The underlying goal is to address the integration of business and personal life into a balanced and growth-oriented model. Emphasis is on creating a critical path approach utilizing a comprehensive planning platform. Criteria includes assessing business structure, clarifying financial risks/rewards, executing strategies, implementing ongoing management processes, defining how to create value, and identifying how and when to access financial success. This one-day workshop is a must for anyone desiring to be enlightened about working for him or herself, creating a business as an owner, manager, officer, and/or employee. (1 class)

TUE 7:00 - 9:00 pm 9/9 PHS C1
Course #803390

Fee $19.00


TUE 7:00 - 9:00 pm 10/7 PHS C2
Course #803391

Fee $19.00

California State Notary Public
Instructor: Marty Ratanasene
State-approved class for new and renewing notaries. This class meets the state mandatory requirement for all new and renewing notaries. Learn how to perform notarial acts, step by step.

  • Preparation plus state examination
  • Please arrive 15 minutes prior to class start time
  • Current DMV issued drivers license or passport required
  • Bring snack/lunch and a highlighter to class
  • Bring a 2”x 2” photo (passport photo) to class, if possible
  • A Proof of Completion will be issued after class
  • A $45.00 materials fee will be collected at start of class

TO TAKE THE EXAM on the same day as the class, you must bring a separate check for $40.00 payable to the CA Secretary of State, State issued ID or passport, the passport photo and two #2 pencils. Questions: instructor@notaryclasses.net (1class)

SAT 8:00 am - 5:00 pm 9/20 MCD P1
Course #809000

Fee $70.00

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